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Developer Terms of Use

Last Updated: December 15, 2025

These Developer Terms of Use (“Developer Terms”) govern access to and use of Rapid Tap’s developer tools, APIs, SDKs, webhooks, documentation, and related services (collectively, the “Developer Services”). These Developer Terms form a binding legal agreement between you (“Developer,” “you,” or “your”) and Rapid Tap, Inc. (“Rapid Tap,” “we,” “us,” or “our”).

By accessing or using the Developer Services, you agree to be bound by these Developer Terms, as well as Rapid Tap’s Terms of Service, Privacy Policy, and any applicable API Documentation, all of which are incorporated herein by reference. If you do not agree, you may not use the Developer Services.

1. Purpose and Scope

The Developer Services are provided solely to enable Developers to integrate, build, test, and deploy software applications, plugins, or services that interact with Rapid Tap’s payment platform, including stablecoin-based payment acceptance, settlement, reporting, and compliance workflows.

Use of the Developer Services is limited to approved commercial or internal use cases and may not be used for any unauthorized, deceptive, or unlawful purpose.

2. Eligibility and Account Registration

To use the Developer Services, you must:

  • Be a legal entity or individual capable of entering into a binding contract
  • Complete any required developer registration or onboarding process
  • Provide accurate, current, and complete information
  • Maintain the security of your credentials, API keys, and access tokens

You are responsible for all activity conducted using your Developer credentials, whether authorized by you or not.

3. License Grant

Subject to your compliance with these Developer Terms, Rapid Tap grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to:

  • Access and use the Developer Services
  • Integrate Rapid Tap APIs in accordance with the documentation
  • Develop and operate applications that interface with Rapid Tap

No rights are granted except as expressly stated.

4. Restrictions and Prohibited Uses

You may not, directly or indirectly:

  • Use the Developer Services in violation of any law, regulation, or regulatory guidance
  • Circumvent, disable, or interfere with security, rate limits, or access controls
  • Reverse engineer, decompile, or attempt to extract source code
  • Use the Developer Services to facilitate fraud, money laundering, sanctions evasion, or prohibited transactions
  • Misrepresent Rapid Tap as a bank, card network, or licensed financial institution
  • Enable or support merchants, users, or activities that violate Rapid Tap policies or applicable law
  • Resell, lease, or commercially exploit the Developer Services without written authorization

Rapid Tap reserves the right to suspend or terminate access for violations.

5. Compliance Obligations

Developers acknowledge that Rapid Tap operates in regulated and high-risk industries and agree to comply with all applicable laws and standards, including but not limited to:

  • Anti-Money Laundering (AML) and Know-Your-Customer (KYC/KYB) requirements
  • Sanctions and export control laws (including OFAC)
  • Data privacy and consumer protection laws
  • Industry-specific regulations (e.g., cannabis, gaming, adult, or other regulated verticals)

Developers must not bypass, obscure, or interfere with Rapid Tap’s compliance controls, monitoring, or reporting mechanisms.

6. API Keys and Security

You agree to:

  • Keep all API keys, secrets, and tokens confidential
  • Rotate keys promptly if compromised
  • Use industry-standard security practices
  • Immediately notify Rapid Tap of any suspected breach or misuse

Rapid Tap may revoke or regenerate credentials at any time for security or compliance reasons.

7. Data Use and Privacy

Your use of the Developer Services may involve access to transactional, merchant, or end-user data. You agree that:

  • All data must be used solely for authorized purposes
  • You will comply with all applicable privacy laws
  • You will not sell, disclose, or misuse data
  • You will implement appropriate safeguards to protect data

Rapid Tap’s Privacy Policy governs how Rapid Tap processes personal data.

8. Intellectual Property

Rapid Tap retains all right, title, and interest in the Developer Services, APIs, documentation, trademarks, and underlying technology.

You retain ownership of your independently developed applications, subject to Rapid Tap’s rights in its platform and services. Nothing in these Developer Terms transfers ownership of Rapid Tap intellectual property.

9. Service Availability and Modifications

Rapid Tap does not guarantee uninterrupted or error-free operation of the Developer Services. We may:

  • Modify, suspend, or discontinue APIs or features
  • Change rate limits or technical requirements
  • Release updates or new versions

Where commercially reasonable, Rapid Tap will provide notice of material changes.

10. Fees

Use of the Developer Services may be subject to fees, usage limits, or commercial terms as described in applicable agreements, order forms, or documentation. Rapid Tap reserves the right to introduce or modify fees with notice.

11. Termination

Rapid Tap may suspend or terminate your access to the Developer Services at any time, with or without notice, if:

  • You violate these Developer Terms
  • Your use presents legal, compliance, or security risk
  • Required by law or regulatory obligation

Upon termination, all licenses granted herein immediately cease.

12. Disclaimers

THE DEVELOPER SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” RAPID TAP DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, RAPID TAP SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS OR BUSINESS INTERRUPTION, ARISING FROM OR RELATED TO THE DEVELOPER SERVICES.

14. Indemnification

You agree to indemnify and hold harmless Rapid Tap from any claims, damages, liabilities, and expenses arising from:

  • Your applications or integrations
  • Your violation of these Developer Terms
  • Your violation of law or third-party rights

15. Governing Law

These Developer Terms are governed by the laws of the State of Washington, without regard to conflict-of-laws principles.

16. Changes to These Terms

Rapid Tap may update these Developer Terms from time to time. Continued use of the Developer Services after changes become effective constitutes acceptance.

17. Contact Information

For developer support or legal inquiries:

Rapid Tap, Inc.
Email: developers@rapidtap.com
Website: https://www.rapidtap.com